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Broom Way Residence / Nonzero\Architecture

first_imgCopyHouses•Brentwood, United States Broom Way Residence / Nonzero\Architecture Projects Year:  Area:  4200 ft² Year Completion year of this architecture project Broom Way Residence / Nonzero\ArchitectureSave this projectSaveBroom Way Residence / Nonzero\Architecture ArchDaily ShareFacebookTwitterPinterestWhatsappMailOr Clipboard United States ShareFacebookTwitterPinterestWhatsappMailOr Clipboard Photographs “COPY” Save this picture!© Juergen Nogai+ 39 Share Photographs:  Juergen NogaiSave this picture!© Juergen NogaiRecommended ProductsPorcelain StonewareApavisaSlabs – ConcretePorcelain StonewareApariciPorcelain Tiles – JacquardCoffee tablesBoConceptMadrid Coffee Table AD21Text description provided by the architects. Having lived in the historic Brentwood neighborhood for a decade and well aware of its unique quality, the owners had planned to expand their 1950’s house. Demolishing the unremarkable structure and building from ground up ultimately turned out to be the better solution. The resulting 4,200 square foot residence was completed in September 2011. Save this picture!© Juergen NogaiInspired by strict regulations demanding a mid-century ideal of humane modernism and appreciative of its values, the design is a contemporary interpretation and celebration of its inherent qualities, with an added strong focus on sustainability. Save this picture!© Juergen NogaiA steep down-slope site above a wooded canyon required a low profile from the street and the careful positioning of the volumes to preserve views, while making the comparably large home appear modestly scaled in keeping with the neighborhood.  Save this picture!© Juergen NogaiThe massing concept consists of a simple large open glass volume for the shared living spaces, wrapped around three-dimensionally by a solid band of smaller rooms that also maintain the owner’s privacy from the street. Closely integrated into the historic surroundings, the house features a typical transparent clerestory above the opaque walls and a floating flat roof with exposed steel beams. Save this picture!© Juergen NogaiThe desired inside-outside relationships, openness and attention to craft and detailing were achieved with a glazed steel post-and-beam structure. The concrete retaining walls are left exposed where possible and contrast with the steel and the sustainably harvested tropical hardwood siding. Save this picture!© Juergen NogaiPhotovoltaic glass panels power the house and offer a serene dappled light on the terrace while, along with deep roof overhangs, they help shade it. Natural ventilation is facilitated and encouraged through the placement of operable windows and folding glass walls, opening to the large deck, along the path of the prevailing breezes. Save this picture!© Juergen NogaiThroughout the house, views of the canyon, the trees and the distant ocean and shoreline are carefully framed for maximum enjoyment as well as privacy. Spaces are extended outward and the surrounding landscape is continually incorporated into the design. The entry sequence leads through the solid perimeter band of rooms, through a glazed door sheltered by a skylight, into the large space, which finally opens up dramatically after one passes behind the freestanding kitchen volume. Save this picture!© Juergen NogaiBuilt-in mahogany cabinets and shelves, including a fully rotating shelf wall separating a study and offering a choice between bookshelves and a TV, help to keep the tall space open and uncluttered. Save this picture!© Juergen NogaiRoof beams from the old house were repurposed as steps and benches throughout and complement the largely drought-resistant landscaping. Save this picture!Ground Floor PlanProject gallerySee allShow lessCasuarinas House / MetropolisArticles’Time Light’ Steven Holl Lecture at the Cooper UnionArticles Share Architects: Nonzero\Architecture Area Area of this architecture project Houses 2011 “COPY” CopyAbout this officeNonzero\ArchitectureOfficeFollowProductsWoodSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesDabasWoodHousesBrentwood3D ModelingUnited StatesPublished on November 23, 2012Cite: “Broom Way Residence / Nonzero\Architecture” 23 Nov 2012. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogLouvers / ShuttersTechnowoodSunshade SystemsRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisCopper Alloy: Nordic BrassWindowsVitrocsaMinimalist Window – GuillotineGlassLAMILUXGlass Roof PR60 PassivhausSinksBradley Corporation USASinks – Verge LVG-SeriesSealantsSikaConstruction Solutions in Stavros FoundationShower TraysAcquabellaShower Tray – Focus BetonPatios / TerracesFranken-SchotterPatios and TerracesCeramicsTerrealTerracotta cladding in Le TrèfleSkylightsFAKROWooden pivot roof windows FYP-V proSkySynthetics / AsphaltFirestone Building ProductsRoofing System – RubberGard EPDMMore products »Save想阅读文章的中文版本吗?Broom Way 住宅 / Nonzero\Architecture是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Shortlist announced for IoF Insight in Fundraising Awards

first_img  111 total views,  1 views today About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via Tagged with: Awards insight Institute of Fundraising AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis8 The shortlist for this year’s IoF Insight in Fundraising Awards has now been announced.Now in their seventh year, the Awards are an initiative of the Institute of Fundraising’s Special Interest Group for Insight in Fundraising (IoF Insight SIG).This year’s categories include: Most Powerful Insight Using Data, Most Powerful Insight Using Research, Best Use of Data & Analysis in Digital Fundraising, and Most Powerful Use of Insight in Mass Fundraising.The full shortlist can be read on the Awards site, and the shortlisted entries for these categories are:Most Powerful Insight Using Data AnalysisAlzheimer’s SocietyBritish Heart FoundationCentrepoint & Wood for TreesMarie Curie & Wood for TreesCats Protection & Wood for TreesUnicef & OpenMost Powerful Insight Using ResearchAlzheimer’s SocietyBritish Heart Foundation, Wood for Trees, Critical Research & Roger Lawson ConsultingFastMap & RSPCACats Protection & DMSBest Use of Data and Analysis in Digital Fundraising Advertisement  112 total views,  2 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis8 Parkinson’s UKOxfam GBCat’s Protection, DTV & JAA MediaMost Powerful Use of Insight in Mass FundraisingCancer Research UKAlzheimer’ SocietyBritish Heart Foundation, Wood for Trees, Critical Research & Roger Lawson ConsultingCats Protection & Wood for TreesProstate CancerChristian Aid & OpenThe Insight in Fundraising Awards are judged against the four key criteria of strategic planning, insight, innovation and impact; and celebrate the successes and achievements of analysts, database marketers, researchers and online fundraisers using insight to drive great fundraising.In addition, once again, the winners of the Insight in Fundraising Awards will be shortlisted for the Institute of Fundraising’s National Awards for the Best Use of Insight category. This award will be presented at the IoF National Awards gala dinner on 2 July.The awards ceremony and gala dinner, in association with REaD Group, take place on 20 June at central London’s stunning Royal Institute of British Architects. Tickets can now be booked online.Nick Mason, Insight SIG chair, said:“Yet again we have had another incredible raft of entries with extremely high standards across all categories, and it is wonderful to see such a range of innovative and inspiring uses of data and insight in fundraising. In particular we were delighted to see that innovation can flourish despite – and in some cases because of – GDPR. Sadly, it is impossible for every entry to win but the judges, as ever, were impressed by the quality of the work submitted. We are all looking forward to congratulating the winners at the awards ceremony on 20 June.” Shortlist announced for IoF Insight in Fundraising Awards Melanie May | 17 May 2018 | Newslast_img read more

Philly self-defense routs fascist rally

first_imgWhat a few devout Trumpers hoped would be a strong Philadelphia debut of public support for their president backfired when multiple forces, notably a large “black bloc” waving Antifa (Antifascist) and communist flags, mobilized to confront a racist “Make America Great Again” rally on March 25.The MAGA march, announced months ago, was organized by Trump supporters from counties outside Philadelphia and area police. Members of the neo-Nazi group American Vanguard were expected. A crowd of around 400 people was predicted, but turnout of MAGA supporters was 150 at its height.The fascist rally was met with opposition from the moment it began, with  more counterprotesters than MAGA attendees.A strong crowd, including people from LGBTQ+ communities, pro-immigrant activists and women wearing pink “pussy” hats, surpassed the Trumper numbers. When the MAGA rally began, the large black bloc surrounded the rally site, intent on disrupting the MAGA rally and preventing the spread of its message.Anti-Trump forces grew to around 200 protesters with flags, road flares and smoke bombs. They took the streets around Independence Hall, circling the MAGA rally. Organizers of the #DisruptMAGA action had called for people to bring “noisemakers, instruments, megaphones” and other tools to drown out the racist rally — a goal which protesters succeeded in meeting.In addition to noise disruption, a primary Antifa goal was to impede and entirely block the Trumpers’ intended march, from Independence Hall to the Philadelphia Art Museum and back, where the racists intended to spread fear and normalize a fascist presence. #DisruptMAGA stated: “Let our rage send a message to all those who think the election of Trump means that we will lie down and die, and to all those unsure how to best stand against Trump and his minions.”The anti-Trump demonstrators maintained a constant stream of anti-fascist chants and noise, as they lined the sidewalks with signs held high. As the black bloc surrounded the pro-Trump rally, other demonstrators, some of whom had harassed masked neo-Fascists in the past, enthusiastically cheered the bloc, with some joining it.When the MAGA rally tried to march, half of the group backed out due to the militant Antifa presence. Police told those remaining, including American Vanguard members in skull masks, that their march permit was revoked and the event was cancelled.Black bloc activists, occupying areas in preparation to block the march, took to the streets to celebrate. They marched the MAGA-planned route up Market Street, chanting, “Whose march, our march! Whose city, our city!”; “F*ck Trump, F*ck Pence, organize for self-defense!”; and “When Philadelphia is under attack, what do we do? Stand up, fight back!” They were met with cheers and raised power fists from people all along the route.As the anti-Trump march rounded City Hall and headed up Franklin Parkway, organizers heard that some neo-Nazis had not disbursed and had started  marching toward the Art Museum. Yet again Antifa prepared to block them.When police tried to kettle the Antifa marchers, the bloc was joined by roughly 300 youth on bikes who were turning onto the parkway. The young riders cheered the marchers as they crossed through police lines with fists raised, shouting “F*ck the police!” As a result the bloc was able to safely reach Families against Fascism, a support event they had initiated on the parkway.Near the Art Museum, anti-fascist protesters observed police buses, military police and vans marked “Marine Unit” filling the area. They were warned that police, who had halted the 50 remaining pro-Trump marchers at City Hall, were possibly about to mass-arrest the bloc activists. In response, the bloc split and dispersed.Back at City Hall, the heavily depleted MAGA force was escorted by police, seen chatting with the Trump racists. But the MAGA marchers continued to be harassed by an equal force of counterprotesters intent on “making fascists feel unwelcome in Philadelphia.” In the end, the MAGA march was ordered to disperse two hours earlier than scheduled.While the ultimate goal of the #DisruptMAGA action was to prevent the MAGA march from occurring, the action reached a level of success higher than many had dared hope.In addition to confining the march to less than half its original strength and route, public support for militant opposition to a fascist presence was unprecedented in Philadelphia.When shown the choice between the right and the left, the masses overwhelmingly supported the left — from centrists to the people who encountered the march along the route, from the Philly kids on bikes to families gathered to protest with their children.Should the Trumpers and their neo-Nazi allies return to Philadelphia in the coming months, they are sure to be met by an even larger force. They now know the people of Philadelphia will never welcome their presence.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare thislast_img read more

Chang Ping on the state of media in China

first_img ChinaAsia – Pacific China: Political commentator sentenced to eight months in prison Receive email alerts Help by sharing this information News Chang Ping on the state of media in ChinaBy David Bandurski2010-10-04on China Media Project ChinaAsia – Pacific News Democracies need “reciprocity mechanism” to combat propaganda by authoritarian regimes November 2, 2010 – Updated on January 20, 2016 Chang Ping on the state of media in China One month ago, veteran journalist and CMP fellow Zhang Ping (张平), who writes under the penname Chang Ping (长平), was visited at the offices of Guangdong’s official Nanfang Daily by state security police who wished to have a “chat.” At roughly the same time, propaganda authorities issued an order preventing Zhang from writing editorials for Southern Weekly and Southern Metropolis Daily, both respected commercial spin-offs of Nanfang Daily where his writings have appeared for years.Now a researcher at the Nanfang Daily Newspapers Communications Research Institute (南都传播研究院), Zhang was formerly director of the news desk at Southern Weekend and a deputy editor at Southern Metropolis Weekly.In a recent interview with Taiwan’s Want Daily (旺报) Zhang speaks about the current state of media in China and the prospects for change. A portion of the interview follows: Want: In recent years, we’ve seen quite a number of editorials talking about how controls on the media have tightened in China. Some people have even talked about the rise of a “new nationalism” in China (as something contributing to curbs on the press). How do you view these trends? Chang Ping: On the issue of press controls, you can say that things have become more technical in recent years. Media control is now more concrete (更具体) and more focused (更到位) than it once was. A decade ago, during the Jiang Zemin era, the authorities lacked robust technical controls on the Internet side, so print media would often receive orders (from propaganda authorities) saying things like: “Do not re-print such-and-such information from the web, or such-and-such information is rumor.” These days, we don’t often see bans of this kind. Rather, it’s the Internet (sites) receiving bans like, “Do not re-post news from Southern Metropolis Daily.” This is because web controls have now become more systematized (有序了) and effective. If there is something problematic at a website, it can now be deleted directly. There’s no need to send an order down to the newspapers (about Internet content). Quite the contrary, it’s often the newspapers that are often now the problem. This is an interesting shift. The Battle of Darkness and Light About your other question, there have been developments in terms of statism (国家主义) and nationalism (民族主义) over the past few years. This is a result, in fact, of national education and propaganda since 1989. (After the crackdown on June 4, 1989) there was a backlash against bourgeois liberalization (资产阶级自由化) in China. Many liberal intellectuals either left (China), or could no longer voice the ideas they had originally. Everyone started heading in the direction of National Studies (国学). The famous historian Li Zehou (李泽厚) has described the situation by saying that “thinkers have faded out and scholars risen to prominence,” (meaning there was less emphasis on originating ideas and more emphasis on resurrecting old ideas.) This change was not a natural progression of any kind. It was just that thinkers had no choice but to fade into the background, because the atmosphere of political pressure was not conducive to their work. So everyone returned to the dusty classics. At the same time, the authorities also wanted to use National Studies to harp on the idea of the national spirit (民族精神). Over time an entire generation was educated this way. Add to this China’s historical sense of anger and victimization over the past century and you have a recipe for rising nationalism. When you add more robust technical controls on the Internet to this social equation, control of the media becomes a much easier matter. But the situation is actually quite complex. On the one hand, you have continued breakthroughs in communications technology. Services like Twitter are in some ways very difficult to control. On the other hand, younger Chinese who have been reared on the idea of nationalism will slowly mature and begin their own process of self-examination — their ideas will no longer be so “pure.” These changes will heap new trouble on the authorities (in terms of information control). So compared to the past, you can say that controls are tighter now, but it’s also true that new cracks are emerging all the time, and new threads of light creeping in. It’s difficult for anyone to say which of these forces is stronger. We are still in the midst of change. When Party Papers Must Face the Market Want: Many things have happened in China’s media this year. During the National People’s Congress, for example, 13 newspapers signed a joint editorial calling for an end to China’s household registration system. Then we had Hubei Party Secretary Li Hongzhong (李鸿忠) grabbing a digital recorder from a news reporter and being widely criticized. We had Chinese media professionals signing a petition against the Chongqing Morning Post for its handling of police detentions of three of its reporters. And we have many journalists being issued with arrest warrants or otherwise threatened. Chinese journalists have shown a strong sense of idealism and have opposed suppression (of news and ideas). Could you share your own observations on this? Chang Ping: First of all, we can see that the very nature and role of the media is changing in China. Look for example at the Li Hongzhong case. In the past, only party media would have been able to gain access to the National People’s Congress. In the past, journalists generally couldn’t get access. If they did get access, they wouldn’t dare ask the kind of questions (that were asked of Li Hongzhong). And if, by chance, they did ask those kinds of questions they couldn’t count on support from their newspapers. The interests of the top leaders running China’s newspapers lie with officialdom, (not with journalism or media per se). Now, even the (official) People’s Daily must face up to the realities of the market, so it launches [the commercially-operated] Beijing Times. The journalist Li Hongzhong so rudely berated was from the Beijing Times. The interests of the leaders at the Beijing Times newspaper lie with the market. They have to run a newspaper that people will read, with advertisements. So from this standpoint they also have to support their journalists in sticking out their necks and asking different sorts of questions. This is an unavoidable trend, because media are peeling away from their (traditional) propaganda role and heading in the direction of the market, so it’s no longer “media first, market second.” New media like Netease and Tencent have now pushed into other business areas, like online games, looking to turn a profit first and serve as media second. We also see more idealistic journalists feeling constrained and frustrated by media controls, and when the opportunity arises, the animus of the market and the animus of professionalism can combine to make for opposition (to media controls through harder hitting coverage). Many of these professionals are those who were influenced by events of the 1980s, and they hope for more open media policies. With the development of media in recent years, ideas like professionalism and independence have become more deeply rooted in the media. We Often Band Together Another issue is the growing pluralism of media platforms (in China). Traditionally, joint efforts at resistance were quite risky, but now there are so many online tools that can be used. We can step out quickly and safely, and these factors can come together in a gesture of defiance. The Li Hongzhong case resulted in some compromise, of course . . . And in the Chongqing Morning Post case, the signers (of the petition) did not target the authorities, and this was a strategic form of opposition . . . Besides, there are just too many things the authorities have to handle, and relatively speaking, journalists are quite cautious in their approach, so they don’t want to prompt harsh action from the authorities. The household registration system is a pretty safe topic about which there is a lot of discussion. There is a consensus both outside and inside the system that it needs to be reformed, and everyone knows it’s difficult to sustain. So the organizers of the joint editorial wanted to push on this issue, and it was probably the method they chose, of “uniting together,” that most angered propaganda organs. They wanted to put a stop to this trend. In fact, we often unite together in the media — it’s just that usually these are (united efforts) orchestrated by the propaganda organs themselves. . . Want: Lately, a number of mainland leaders have experimented with online democracy and online political debate, and we’ve seen the emergence of Wu Hao (伍皓), (a top propaganda official in Yunnan province), a more enlightened sort of propaganda official. How do you see this? Chang Ping: This is a form of control, a way of using “closeness to the people” (亲民) to make them feel that you’re standing on the same side. In a truly democratic society there is no need for an official to say you can do this, or you can do that, so this is somewhat absurd. Should Leaders Top the Headlines? It’s just like (Guangdong Party Secretary) Wang Yang (汪洋) saying to the media that they shouldn’t put him in the banner headlines. Seen from another perspective that’s just another form of intrusion on the media. In the past, visits by officials and such things were always put in the banner headlines, and no one cared to read this stuff. But as a top local leader, it’s only natural that you should become a focus of the news, because you have so much power vested in you and so many resources at your disposal. So the media should monitor you. In fact, you should be in the headlines. Why are you suggesting media shouldn’t report about you? to go further RSF_en June 2, 2021 Find out more April 27, 2021 Find out more Follow the news on China News Organisation News March 12, 2021 Find out more China’s Cyber ​​Censorship Figureslast_img read more

Three journalists and two women bloggers arrested

first_img RSF_en Three journalists – reporter Iyad Sharbaji, filmmaker Nidal Hassan and Al-Watan photo editor Mouzafar Salman – and two women bloggers, Dana Bagdounes and Ghayfara Nemer, were arrested during a demonstration. They were released on the orders of a judge three days later. Organisation Newscenter_img July 13, 2011 – Updated on January 20, 2016 Three journalists and two women bloggers arrested Help by sharing this informationlast_img

Raif Badawi – five years too many in Saudi prisons

first_img Organisation In the run-up to the fifth anniversary of Saudi blogger and citizen-journalist Raif Badawi’s arrest in Jeddah in June 2012, Reporters Without Borders (RSF) reiterates its call for his immediate and unconditional release. Saudi ArabiaMiddle East – North Africa Condemning abuses ImprisonedRSF PrizeCitizen-journalists On 17 June, Raif Badawi will complete his fifth year in detention for creating an online discussion forum and will have completed half of his ten-year prison sentence, although his wife and three children (who were granted political asylum in Canada in 2013) hope he will get a royal pardon for Ramadan and Eid al-Fitr.Convicted of insulting Islam, Badawi was sentenced in May 2014 to ten years in prison, 1,000 lashes, a fine of 1 million riyals and a ten-year ban on leaving the country after completing his jail term. “Raif Badawi has just spent five years in prison, a punishment that is out of all proportion to what he was supposed to have done,” said Alexandra El Khazen, the head of RSF’s Middle East desk. “We ask the Saudi authorities to free him unconditionally so that he can join his family now instead of waiting another 15 years before seeing them again.” His wife, Ensaf Haidar, has tried to rally support all over the world for his release. Last month she was in London, where together with RSF and English PEN she met with the lawyers who are working on her husband’s case. “It’s still very difficult for us, his family, five years later, but I try to stay positive,” she said during her London visit.Awarded the 2014 RSF Press Freedom Prize in the Netizen category, Badawi was subjected to an initial session of flogging in January 2015, which set off an international outcry. Subsequent sessions were postponed on various grounds, including medical grounds.Badawi has received a great deal of support within the international community and has been given many awards in the past few years, the most distinguished of them being the Sakharov Prize in 2015.The Saudi authorities accused him of violating article 6 of the cyber-crime law, which penalizes any online content that “undermines public order, religious values, public decency or privacy.” In particular, he was accused of criticizing and mocking the religious police on his online discussion forum, the “Liberal Saudi Network.”He was first arrested in 2008, shortly after creating the website, and was released after several hours of interrogation. The site’s co-founder, human rights activist Suad Shammari, was herself arrested in October 2014 for posting tweets that were deemed to have insulted Islam and endangered public order. She was freed three months later.Eleven journalists and citizen-journalists are currently jailed in Saudi Arabia in connection with their reporting. The country is ranked 168th in RSF’s 2017 World Press Freedom Index. News to go further Receive email alerts Follow the news on Saudi Arabia October 29, 2015 Find out more News Saudi blogger Raif Badawi completes fourth year in prison June 15, 2017 – Updated on June 16, 2017 Raif Badawi – five years too many in Saudi prisonscenter_img © Claude Truong-Ngoc Saudi ArabiaMiddle East – North Africa Condemning abuses ImprisonedRSF PrizeCitizen-journalists News June 17, 2016 Find out more Help by sharing this information RSF hopes Raif Badawi will be freed very soon November 30, 2015 Find out more News Saudi king urged to pardon Sakharov Prize laureate RSF_en last_img read more

Millennials’ Credit Access Not Hindered by Student Loan Debt, Study Shows

first_img The Best Markets For Residential Property Investors 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago May 13, 2015 1,370 Views in Daily Dose, Featured, Market Studies, News Millennials’ Credit Access Not Hindered by Student Loan Debt, Study Shows The Best Markets For Residential Property Investors 2 days ago Previous: REO Cash Sales Share Hovers Near 60 Percent Next: Senators Introduce Bill Limiting Fed’s Lending Authority, Ending ‘Too Big to Fail’ Demand Propels Home Prices Upward 2 days ago About Author: Xhevrije West Credit Access Millennials Student Loan Debt 2015-05-13 Brian Honea Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days agocenter_img Sign up for DS News Daily Related Articles Share Save Home / Daily Dose / Millennials’ Credit Access Not Hindered by Student Loan Debt, Study Shows The Week Ahead: Nearing the Forbearance Exit 2 days ago A TransUnion study discovered that in spite of the rises in student loan balances for the past decade, younger consumers have not allowed loan obligations to hinder repayment of other credit-related items such as auto loans and mortgages when compared with peers with no student loans. These findings place a contradiction on the belief that student debt is preventing young adults from accessing credit.”Going to school impacts young consumers’ access to credit; while in school, students may be less likely to have a job and generate the income necessary for loan approval,” said Steve Chaouki, EVP and the head of TransUnion’s financial services business unit. “However, most catch up once they leave school-and their ability to catch up has not changed over the past decade.”The study noted that, compared to students without loans, consumers ages 18 to 29 that are repaying their student loans are usually able to get new loans. These students perform as well or better on those new loans. Student-loan consumers in their 20s are also more likely to surpass those without loans when taking out mortgage and auto loans and credit cards in three to six years.After students start to repay their student loans, they begin to have new mortgage obligations and higher new auto and credit card open rates than those with no student debt, TransUnion says.”Our study demonstrates that consumers in their 20s with student loans in repayment-that is, once they finish school-are in fact able to access credit at levels similar to or better than their peers who do not have student loans,” Chaouki said.The data in the study showed an increase in the amount of consumers ages 20 to 29 with student loans from 32 percent in 2005 to 52 percent at the end of 2014. Student loan balances have increased from $589 billion in Q1 2010 to $1.1 trillion in Q1 2015. The overall loan “wallet” for consumers ages 20 to 29 for student loans has also grown dramatically, increasing from 12.9 percent in 2005 to 36.8 percent in 2014, an increase of 186 percent in relation to other products such as mortgages, credit cards, and auto loans.The study also shows that both, consumers with student loans and without loans were affected by the changes in the economy and shifts in credit access. Consumers ages 18 to 29 with credit obligations like mortgages, credit card, and auto loans declined significantly between 2005 and 2012.”Participation rates for mortgages, credit cards and auto loans dropped significantly between the 2005-2007 and 2012-2014 timeframes-and impacted both consumers repaying student loans and those in the control group to a similar degree,” said Charlie Wise, co-author of the study and VP in TransUnion’s Innovative Solutions Group. “However, just as we observed in 2005, student loan borrowers in 2012 generally left school with lower loan participation rates than their control counterparts, likely due to difficulty in accessing credit while a student with little or no income.”To view the complete study visit:  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Xhevrije West is a talented writer and editor based in Dallas, Texas. She has worked for a number of publications including The Syracuse New Times, Dallas Flow Magazine, and Bellwethr Magazine. She completed her Bachelors at Alcorn State University and went on to complete her Masters at Syracuse University. Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tagged with: Credit Access Millennials Student Loan Debt Subscribelast_img read more

Gujarat HC Initiates Suo Motu Matter On Expediting Trials Against MPs/MLAs [Read Order]

first_imgNews UpdatesGujarat HC Initiates Suo Motu Matter On Expediting Trials Against MPs/MLAs [Read Order] LIVELAW NEWS NETWORK30 Oct 2020 12:18 AMShare This – xIn a suo moto case registered on Wednesday, the Gujarat High Court has decided to monitor expeditious disposal of criminal proceedings pending against sitting/ former MPs and MLAs in the local Courts under its jurisdiction. The case was registered by a Division Bench comprising of Justices RM Chhaya and Vaibhavi D. Nanavati, and will be placed before a Bench led by Chief Justice…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginIn a suo moto case registered on Wednesday, the Gujarat High Court has decided to monitor expeditious disposal of criminal proceedings pending against sitting/ former MPs and MLAs in the local Courts under its jurisdiction. The case was registered by a Division Bench comprising of Justices RM Chhaya and Vaibhavi D. Nanavati, and will be placed before a Bench led by Chief Justice Vikram Nath on November 4, 2020. The case, registered pursuant to a recent direction issued by the Supreme Court in Ashwini Kumar Upadhyay & Ors. v. Union of India & Ors., will ensure that all the concerned departments function in a coordinated manner. the Supreme Court had said, “these cases should be investigated without undue delay and wherever charge-sheet has not been filed, it should be filed in time and the Special Courts dealing with these cases should expedite the trial on priority basis and that there should not be any scope for delay.” Criminal Cases Against MPs/MLAs : SC Asks HC Chief Justices To Submit Action Plan For Expeditious Disposal After this direction, the Gujarat High Court had issued an administrative order to all the Principal District Judges to ask the subordinate courts to expedite hearings in criminal cases pending against former/ sitting legislators. The High Court had also requested the Public Prosecutors/ Government Pleaders to inform the Registrar General via e-mail/ letter about the criminal cases in which they were representing MPs and MLAs, before the High Court of Gujarat. The High Courts of Delhi, Karnataka and Orissa had also registered suo moto cases in this regard. Following the lead, the Manipur High Court also registered the suo moto case and appointed Senior Advocate Y. Nirmolchand Singh as the Amicus Curiae. Recently, the Telangana High Court asked the lower courts to take up hearing of pending cases against MPs and MLAs, on day to day basis. The Madhya Pradesh High Court directed its Registry to furnish the list of pending criminal cases against former and sitting MPs and MLAs in the state within 2 weeks. Also Read: Amicus Curiae Submits Action Plans Filed By Various High Courts For Speedy Disposal Of Criminal Cases Against MPs/MLAs Click Here To Download Order Read Order Next Storylast_img read more

Nizamuddin Markaz Can Be Opened For Ramadan Subject To COVID19 Protocol, Centre Tells Delhi High Court

first_imgNews UpdatesNizamuddin Markaz Can Be Opened For Ramadan Subject To COVID19 Protocol, Centre Tells Delhi High Court Shreya Agarwal12 April 2021 9:13 AMShare This – xThe Central Government today told the Delhi High Court that the mosque at Nizamuddin Markaz can be made operational for devotees to offer prayers for Ramdan, which is starting from Apr 14, subject to the Delhi Disaster Management Authority’s (DDMA’s) guidelines for Covid-19, and social distancing will have to be observed at the mosque. However, the court refused to accept the submission…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Central Government today told the Delhi High Court that the mosque at Nizamuddin Markaz can be made operational for devotees to offer prayers for Ramdan, which is starting from Apr 14, subject to the Delhi Disaster Management Authority’s (DDMA’s) guidelines for Covid-19, and social distancing will have to be observed at the mosque. However, the court refused to accept the submission of Centre and Delhi Police that only 20 people be allowed to enter the premises at a time, out of a police-verified list of 200 persons.The single judge bench of Justice Mukta Gupta orally said, “It is an open place. They don’t have to have a fixed (number of) devotees when no other religious place has (such restrictions).”The court also refused to have a cap of 200 (“police-verified”) list of people who would be allowed to visit the mosque, stating that anyone could wish to visit a temple, mosque or church.Allowing the same, the court took on record the submission of the Delhi Waqf Board, for a joint inspection to be carried out of the mosque by the SHO of the jurisdictional police station and the office bearers of the mosque, in the presence of one member of the Waqf Board and Mr. Wajeeh Shafiq, Standing Counsel for the Board.It has been submitted by the Board that the exercise of measuring the area of the mosque where the devotees can offer Namaz five times in the day, will be carried out today itself and as per the guidelines issued by the DDMA, keeping the distances required to be maintained, “blocks will be made at the place where the prayer mats can be put for the devotees to offer Namaz.”Asking the authorities to file a status report, the court has listed the case for hearing on Tuesday. Responding to the submission of the Union, the Board has also agreed to install CCTV cameras in discussion with the jurisdictional SHO by Apr 13, to ensure safety of persons of the premises and the visitors.Delhi Waqf Board had earlier approached the court for easing of restrictions at the premises of Nizamuddin Markaz, which has been under lock since a case was registered in connection with a Tablighi Jamaat congregation there last year.Click Hear To Download/Read OrderNext Storylast_img read more

Pike County Health Department begins administering COVID-19 VACCINE

first_img Pike County Health Department begins administering COVID-19 VACCINE Around the WebMd: Do This Immediately if You Have Diabetes (Watch)Blood Sugar BlasterIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier LivingWomen Only: Stretch This Muscle to Stop Bladder Leakage (Watch)Patriot Health ZoneHave an Enlarged Prostate? Urologist Reveals: Do This Immediately (Watch)Healthier LivingRemoving Moles & Skin Tags Has Never Been This EasyEssential Health32-second Stretch Ends Back Pain & Sciatica (Watch)Healthier LivingThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancel “I’ve been reading about the virus and watching TV to see where to go to get the vaccine,” he said. “I was proud to know I could get the shot at the health department.”Wright got the first vaccine shot on Monday and will get the second one on February 15.“It took about an hour to get in and out,” he said. “They moved a lot of people in that time. Part of that time was having to wait to make sure you didn’t have a reaction.”Wright said he’s expecting to have a sore arm for a day or two.“But that’s a lot better than having the virus and, maybe, giving it to somebody else,” he said.The Pike County Health Department’s vaccine supply is sufficient into February. For information call the health department at 334-566-2860 and dial “O.”x By The Penny Hoarder COVID-19 Vaccine vial and injection Needle Syringe against Coronavirus infection in hand of doctor with Nitrile Glove in hospital laboratory. Medical, health, Vaccination and immunization concept Lady Patriots excited to get back to work The Pike Liberal Arts Patriots returned to the softball field last Monday and even though they haven’t played since last… read more Plans underway for historic Pike County celebration Published 6:00 pm Monday, January 18, 2021 Book Nook to reopen Skip Troy falls to No. 13 Clemson Print Article Email the author You Might Like Slaughter’s husband had COVID-19 in September.“For whatever reason, I didn’t get the virus,” she said. “And my husband was very blessed because he is diabetic. For me, the virus has been very close to home so I wanted to make sure to get the vaccine, for me and others.”Pike County Commissioner Homer Wright was among those waiting to get the vaccination, “just to be sure.”Wright tested positive for the coronavirus in September and “stayed out of the way.” Pike County Sheriff’s Office offering community child ID kits The Pike County Health Department was a place of optimism for 150 senior adults who rolled up their sleeves Monday for a shot-in-the-arm that will hopefully protect them from the coronavirus and help prevent the spread of the disease that has set the nation and world back on its heels.Almost to a one, those who waited to get the COVID-19 vaccine, Moderna, said they were willing to get the vaccine, primarily, out of concern for others.“Too many people are not wearing masks and this virus keeps spreading,” said Mildred Carroll. “I can’t do anything about them but getting this shot is what I can do.” Remember America’s heroes on Memorial Day Sponsored Content Barbara McVey sees the vaccine as the only way to get the virus under control and Mary Benning said the vaccine is all she can do and she “wants to do something to help.”Those who waited patiently for the vaccine, said they had little or no reservations about the vaccine.“It’s safe,” said Joan Slaughter. “I’m not concerned at all. I’m just proud to have the opportunity to get the vaccination.” By Jaine Treadwell The Penny Hoarder Issues “Urgent” Alert: 6 Companies… Latest Storieslast_img read more